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Since Saudi Arabia has prioritized entrepreneurship and small businesses, making an increased contribution from the latter <\/span><\/p>\n to national income one of the goals of Vision 2030, and since access to finance is one of the toughest challenges <\/span><\/p>\n \u062a\u0648\u0627\u062c\u0647\u00a0\u0631\u0648\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u00a0<\/strong>entrepreneurs face, especially at the outset, it was essential to build a financial and banking ecosystem that helps address this challenge. We highlight<\/span><\/p>\n in this article the main banks that offer loans to businesses in the Kingdom:<\/span><\/p>\n .<\/p>\n The National Bank provides financing facilities to small business owners, as part of its ongoing efforts to achieve the Kingdom\u2019s vision <\/span><\/p>\n to support and develop the small and medium-sized enterprise sector, in line with the bank\u2019s vision of supporting sectors vital to the Saudi economy.<\/span><\/p>\n The bank previously launched a campaign to support small and medium-sized enterprises, aimed at raising business owners\u2019 awareness<\/span><\/p>\n of the various forms of support the bank provides to help them develop and grow their businesses, including:<\/span><\/p>\n Various facilities to help business owners expand their activities, and training and development to build their capabilities in management <\/span><\/p>\n Their businesses, with e-banking solutions to automate these organizations\u2019 day-to-day operations.<\/span><\/p>\n .<\/p>\n Read also:<\/span>The Concept of Loans and Their Types<\/a><\/p>\n .<\/p>\n The bank offers several Islamic financing products for small and medium-sized enterprises, including Murabaha <\/span><\/p>\n financing and Tawarruq financing, which is used to fund working capital.<\/span><\/p>\n To qualify for financing, the bank\u2014which is among the banks that provide loans to projects in the Kingdom\u2014requires the business to have a legal entity, <\/span><\/p>\n and to be economically, financially, technically, and administratively viable. Annual sales must be at least SAR 5 million and must not <\/span><\/p>\n exceed SAR 5 million.<\/span><\/p>\n <\/p>\n The bank also requires the business to have been established at least three years ago, and for Saudi nationals to own no less than <\/span><\/p>\n \u0639\u0646 50%.<\/span><\/p>\n .<\/p>\n The bank offers financing loans and helps assess a project\u2019s readiness and viability through specialist trainers who provide clients with <\/span><\/p>\n professional advice, business tool programs, and accounting resources.<\/span><\/p>\n Riyad Bank offers a comprehensive range of Islamic and conventional banking services and products. It also seeks to leverage <\/span><\/p>\n its strong capital base and extensive experience to play a leading role in financing.<\/span><\/p>\n Riyad Bank has emerged as a leading bank, organizing and participating in numerous syndicated financing deals across sectors operating in the industries of <\/span><\/p>\n Oil and gas, petrochemicals, and some of the Kingdom of Saudi Arabia\u2019s most prominent infrastructure projects.<\/span><\/p>\n .<\/p>\nThe National Commercial Bank<\/span><\/strong><\/span><\/h2>\n
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