{"id":21122,"date":"2020-02-19T20:20:43","date_gmt":"2020-02-19T17:20:43","guid":{"rendered":"https:\/\/www.ibtdi.com\/?p=21122"},"modified":"2020-02-19T00:56:23","modified_gmt":"2020-02-18T21:56:23","slug":"investment-funds","status":"publish","type":"post","link":"https:\/\/www.ibtdi.com\/en\/investment-funds\/","title":{"rendered":"Investment Funds: Types and Benefits"},"content":{"rendered":"

\"\u0635\u0648\u0631\u0629<\/p>\n

 <\/p>\n

\u062a\u064f\u0639\u062f \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u064a \u0638\u0647\u0631\u062a \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u062e\u0644\u0627\u0644 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0623\u062e\u064a\u0631.\u00a0<\/span><\/p>\n

Investment companies appeared in the late 20th century, as fund accounting took on a new dimension, shaped by different characteristics<\/span><\/p>\n

and forms. This paved the way for the many types of investment funds, which we explore in the following article.<\/span><\/p>\n

These funds include several different types, including closed-end funds. These are investment companies that issue a fixed number of shares in what is known as an \u201cinitial public offering <\/span><\/p>\n

(IPO),\u201d after which the shares are not continuously offered for sale.<\/span><\/p>\n

Shares are bought and sold only on an official exchange, while closed-end funds are classified into several categories, and investment outlets are managed by<\/span><\/p>\n

specialized advisors.<\/span><\/p>\n

An open-end fund, also known as a \u201cmutual fund,\u201d allows investors to buy shares directly from the fund at a price determined by <\/span><\/p>\n

the fund\u2019s net asset value, plus any fees charged by the fund at the time of purchase.<\/span><\/p>\n

The fund pools money from many investors and invests it in stocks, bonds, short-term money market instruments, or other securities.<\/span><\/p>\n

\n

Mutual fund shares are redeemable: a mutual fund shareholder can sell those shares back to the fund, and they cannot be purchased <\/span><\/p>\n

Fund shares, or sell them on secondary markets.<\/span><\/p>\n

This type of fund has several categories, including:<\/span><\/p>\n

.<\/p>\n

1. Money market funds<\/strong><\/span><\/h2>\n

Money market funds invest in short-term, fixed-income securities, such as government bonds, certificates of deposit, and Treasury bills. <\/span><\/p>\n

What makes it a successful investment.<\/span><\/p>\n

\n
<\/div>\n<\/div>\n

2. Fixed-Income Funds<\/strong><\/span><\/h2>\n

Fixed-income funds invest in assets with a clearly defined rate of return, such as investment-grade bonds, government bonds, and high-yield corporate bonds. <\/span><\/p>\n

High yield.<\/span><\/p>\n

Fixed-income funds aim to generate regular income for the fund, mostly through the interest it earns.<\/span><\/p>\n

.<\/p>\n

3. Balanced Funds<\/strong><\/span><\/h2>\n

Balanced funds invest in a mix of stocks and fixed-income securities, aiming to strike a balance while pursuing higher returns.<\/span><\/p>\n

\u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629.<\/span><\/p>\n

These funds tend to carry more risk than fixed-income funds, but are less risky than conventional stock funds, as they hold more stocks <\/span><\/p>\n

and fewer bonds.<\/span><\/p>\n

.<\/p>\n

4. Hedge Funds<\/strong><\/span><\/h2>\n

These funds operate as privately owned companies that pool investors\u2019 money and reinvest it in complex financial instruments. The first <\/span><\/p>\n

\u201chedge fund\u201d was established in the 1940s.<\/span><\/p>\n

Hedge funds operate as limited liability companies to protect the manager and investors from creditors if the fund goes bankrupt. They specialize in <\/span><\/p>\n

using sophisticated derivatives, such as futures contracts.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  \u062a\u064f\u0639\u062f \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u064a \u0638\u0647\u0631\u062a \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u062e\u0644\u0627\u0644 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0623\u062e\u064a\u0631.\u00a0 \u0648\u0643\u0627\u0646\u062a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0638\u0647\u0631\u062a \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0639\u0634\u0631\u064a\u0646\u061b \u0625\u0630 \u0627\u0643\u062a\u0633\u0628\u062a \u0645\u062d\u0627\u0633\u0628\u0629 [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":21123,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_ibtdi_aa_focus_keyword":"","_ibtdi_aa_secondary_keywords":"","_ibtdi_aa_audience":"","_ibtdi_aa_tone":"","_ibtdi_aa_summary":"","_ibtdi_aa_reviewer_name":"","_ibtdi_aa_reviewer_bio":"","_ibtdi_aa_reviewer_url":"","_ibtdi_aa_reviewed_date":"","_ibtdi_aa_service_id":"","_ibtdi_aa_related_ids":"","_ibtdi_aa_human_reviewed":"","_ibtdi_aa_disable":"","_ibtdi_aa_disable_links":"","_ibtdi_aa_sources":"","_ibtdi_aa_update_notes":"","footnotes":""},"categories":[491],"tags":[20073,1027,20977,15333,17816,20979,20978],"class_list":["post-21122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-491","tag-20073","tag-1027","tag-20977","tag-15333","tag-17816","tag-20979","tag-20978"],"_links":{"self":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/21122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/comments?post=21122"}],"version-history":[{"count":0,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/21122\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media\/21123"}],"wp:attachment":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media?parent=21122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/categories?post=21122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/tags?post=21122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}