{"id":19961,"date":"2019-11-04T12:12:22","date_gmt":"2019-11-04T09:12:22","guid":{"rendered":"https:\/\/www.ibtdi.com\/?p=19961"},"modified":"2019-11-04T03:17:19","modified_gmt":"2019-11-04T00:17:19","slug":"risk-management-program","status":"publish","type":"post","link":"https:\/\/www.ibtdi.com\/en\/risk-management-program\/","title":{"rendered":"7 Steps to Implement a Risk Management Program at Your Company"},"content":{"rendered":"

\"\u0635\u0648\u0631\u0629<\/p>\n

 <\/p>\n

\u064a\u0648\u0627\u062c\u0647 \u0631\u0648\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/a> numerous risks in their ventures, making a risk management program essential. Some may see it as a daunting task, but if entrepreneurs <\/span><\/p>\n

break a project down into smaller parts, it won\u2019t seem so overwhelming.<\/span><\/p>\n

Use the checklists we provide as part of the program Risk management<\/a> we\u2019ve put at your disposal. Start by assessing the overall risks to your business, then focus on the issues <\/span><\/p>\n

that pose the greatest risks to the success of your business. You can ask a friend who works in a different field to conduct the assessment with you and look at your organization <\/span><\/p>\n

from a perspective different from your own. You could also ask a fellow business owner from a nearby organization for help.<\/span><\/p>\n

.<\/p>\n

Steps in a Risk Management Program<\/strong><\/span><\/h2>\n

\nThe success of your risk management program depends on your commitment to providing the resources, leadership, and ongoing support needed to implement it across the organization\u2014and sustain it. <\/span><\/p>\n

There are 7 essential steps to implementing the program, including:<\/span><\/p>\n

1. Test your organization\u2019s operations:<\/span><\/h2>\n

Look for anything that could cause a loss, and involve your employees in the process\u2014they\u2019re sure to have good ideas about how to <\/span>\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644.<\/span><\/p>\n

.
\n2. Review your insurance coverage:<\/span> <\/span><\/h2>\n

Review your business\u2019s insurance coverage with your insurance representative to make sure you understand the terms of the policy.<\/span><\/p>\n

.
\n3. Control losses:<\/span> <\/span><\/h2>\n

Manage losses as operational issues by adopting a policy that defines accidents and insured losses as operational problems\u2014that is, handle them in the same way as <\/span><\/p>\n

Address operational issues that could hinder production and profits.<\/span><\/p>\n

.
\n4. Assign a dedicated employee:<\/span> <\/span><\/h2>\n

Assign an employee to manage risk, and provide them with the appropriate training, incentives, support, and resources to succeed in their role.<\/span><\/p>\n

.
\n5. Identify the risks:<\/span><\/h2>\n

Identify the risks your business may face. Examine what happens in your business at every stage\u2014for example, what might happen when a customer visits your factory or office, <\/span><\/p>\n

when workers manufacture products, when your employees provide a service, or when they deliver products to a customer. Try to understand every step in that <\/span><\/p>\n

operations, and consider what could happen under any of those circumstances.<\/span><\/p>\n

.
\n6. Develop a risk mitigation plan:<\/span> <\/span><\/h2>\n

Create a plan to prevent the risks you identified from occurring, or try to minimize their impact.<\/span><\/p>\n

.
\n7. Monitor your progress:<\/span> <\/span><\/h2>\n

Track the development of your risk management program and look for ways to improve it, while encouraging employee participation and ensuring everyone takes appropriate responsibility for<\/span><\/p>\n

\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/span><\/p>\n

\n

Most businesses focus on seven areas of risk management: ownership, public debt, liabilities and production constraints, computers <\/span><\/p>\n

e-commerce, disasters and business interruption, workers\u2019 compensation, and vehicles.<\/span><\/p>\n

The following sections provide an overview of each of these areas, along with detailed checklists for each.<\/span><\/p>\n

Use these checklists to assess your readiness to continue production and operations. While they can help you identify what you may be exposed to, they do not cover all <\/span><\/p>\n

the potential risks in your industry. We therefore encourage you to add other areas of concern that may be relevant to your business to make your risk management efforts<\/span><\/p>\n

more effective.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  \u064a\u0648\u0627\u062c\u0647 \u0631\u0648\u0627\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0639\u0627\u062f\u0629\u064b\u060c \u0645\u062e\u0627\u0637\u0631 \u0639\u062f\u064a\u062f\u0629 \u0641\u064a \u0645\u0634\u0631\u0648\u0639\u0627\u062a\u0647\u0645\u060c \u062a\u062a\u0637\u0644\u0628 \u062a\u0646\u0641\u064a\u0630 \u0628\u0631\u0646\u0627\u0645\u062c \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0642\u062f \u064a\u0631\u0627\u0647 \u0627\u0644\u0628\u0639\u0636 \u0645\u0647\u0645\u0629 \u0634\u0627\u0642\u0629\u060c \u0648\u0644\u0643\u0646 \u0625\u0630\u0627 \u062a\u0639\u0627\u0645\u0644 \u0631\u0627\u0626\u062f \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0645\u0639 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":19962,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_ibtdi_aa_focus_keyword":"","_ibtdi_aa_secondary_keywords":"","_ibtdi_aa_audience":"","_ibtdi_aa_tone":"","_ibtdi_aa_summary":"","_ibtdi_aa_reviewer_name":"","_ibtdi_aa_reviewer_bio":"","_ibtdi_aa_reviewer_url":"","_ibtdi_aa_reviewed_date":"","_ibtdi_aa_service_id":"","_ibtdi_aa_related_ids":"","_ibtdi_aa_human_reviewed":"","_ibtdi_aa_disable":"","_ibtdi_aa_disable_links":"","_ibtdi_aa_sources":"","_ibtdi_aa_update_notes":"","footnotes":""},"categories":[491],"tags":[4140,186,8004,19948,19950,19949,19946,19947,4988,793,19951],"class_list":["post-19961","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-491","tag-4140","tag-186","tag-8004","tag-19948","tag-19950","tag-19949","tag-19946","tag-19947","tag-4988","tag-793","tag-19951"],"_links":{"self":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/19961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/comments?post=19961"}],"version-history":[{"count":0,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/19961\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media\/19962"}],"wp:attachment":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media?parent=19961"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/categories?post=19961"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/tags?post=19961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}