{"id":19900,"date":"2019-10-22T22:47:40","date_gmt":"2019-10-22T19:47:40","guid":{"rendered":"https:\/\/www.ibtdi.com\/?p=19900"},"modified":"2019-10-22T22:47:40","modified_gmt":"2019-10-22T19:47:40","slug":"the-rules-for-selecting-banks-for-a-loan","status":"publish","type":"post","link":"https:\/\/www.ibtdi.com\/en\/the-rules-for-selecting-banks-for-a-loan\/","title":{"rendered":"Before Applying for a Loan\u2026 Learn the Rules for Choosing a Bank"},"content":{"rendered":"

\"\u0635\u0648\u0631\u0629<\/p>\n

 <\/p>\n

Have you decided to apply for financing from a bank? If you\u2019re looking for loans or credit facilities, start with the bank that holds your company\u2019s accounts. <\/span><\/p>\n

You\u2019re already a customer, so\u2014logically\u2014you can turn to it for financial support.<\/span><\/p>\n

The bank that holds your company\u2019s accounts will generally be keen to expand the range of services it offers you. But if you don\u2019t have an established banking relationship, <\/span><\/p>\n

you\u2019ll need to apply for financing elsewhere. Here are some steps to help you choose the right bank <\/span>and get to know it better.<\/span><\/p>\n

.<\/p>\n

\n

Connecting with Colleagues<\/span><\/h2>\n

To start, you can reach out to close friends or colleagues who work in the same sector or in the field of your own business, or <\/span><\/p>\n

your startup. You can ask which banks or financial institutions businesses in the same field can work with, as well as <\/span><\/p>\n

about their experiences and various recommendations.<\/span><\/p>\n

.<\/p>\n

Make Serious Inquiries<\/span><\/h2>\n

You can research different banks and compile a list of each bank\u2019s loan requirements and terms, along with key details such as the maximum loan amount, <\/span><\/p>\n

repayment period, and interest rates.<\/span><\/p>\n

Many banks\u2019 websites provide information about branches dedicated to serving small and medium-sized businesses, and whether they have a department for handling such <\/span><\/p>\n

matters. If the information you need isn\u2019t available online, you can visit the customer service offices of the bank you\u2019re considering working with.<\/span><\/p>\n

.<\/p>\n

Small Business Branches<\/span><\/h2>\n

Entrepreneurs can contact branches dedicated to serving small and medium-sized businesses\u2014if available\u2014to get more <\/span><\/p>\n

Gather information about the financing options offered by the bank you plan to work with. You can also learn about the different types of loans, <\/span><\/p>\n

and other services available to small and medium-sized businesses.<\/span><\/p>\n

.<\/p>\n

Maintaining Banking Requirements<\/span><\/h2>\n

Keep in mind that applying for a loan involves meeting various terms and conditions set by the bank. The bank\u2019s main focus will be on <\/span><\/p>\n

your company, rather than your personal accounts. After gathering information about the bank you plan to apply to for a loan, you should <\/span><\/p>\n

speak with a representative in the department responsible for small and medium-sized businesses and ask about the requirements and documents the bank will need from you.<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  \u0647\u0644 \u0642\u0631\u0631\u062a \u0623\u0646 \u062a\u062a\u0642\u062f\u0651\u0645 \u0628\u0637\u0644\u0628 \u062a\u0645\u0648\u064a\u0644 \u0645\u0646 \u0623\u062d\u062f \u0627\u0644\u0628\u0646\u0648\u0643\u061f \u0625\u0646 \u0643\u0646\u062a \u062a\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0642\u0631\u0648\u0636\u060c \u0623\u0648 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u061b \u0641\u0639\u0644\u064a\u0643 \u0623\u0648\u0644\u0627\u064b \u0623\u0646 \u062a\u0628\u062f\u0623 \u0628\u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0630\u064a \u0644\u062f\u064a\u0647 \u062d\u0633\u0627\u0628\u0627\u062a [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":19901,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_ibtdi_aa_focus_keyword":"","_ibtdi_aa_secondary_keywords":"","_ibtdi_aa_audience":"","_ibtdi_aa_tone":"","_ibtdi_aa_summary":"","_ibtdi_aa_reviewer_name":"","_ibtdi_aa_reviewer_bio":"","_ibtdi_aa_reviewer_url":"","_ibtdi_aa_reviewed_date":"","_ibtdi_aa_service_id":"","_ibtdi_aa_related_ids":"","_ibtdi_aa_human_reviewed":"","_ibtdi_aa_disable":"","_ibtdi_aa_disable_links":"","_ibtdi_aa_sources":"","_ibtdi_aa_update_notes":"","footnotes":""},"categories":[491],"tags":[19887,2093,10270,19888,4269,4988,19883,19886,19884,19885],"class_list":["post-19900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-491","tag-19887","tag-2093","tag-10270","tag-19888","tag-4269","tag-4988","tag-19883","tag-19886","tag-19884","tag-19885"],"_links":{"self":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/19900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/comments?post=19900"}],"version-history":[{"count":0,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/19900\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media\/19901"}],"wp:attachment":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media?parent=19900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/categories?post=19900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/tags?post=19900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}