{"id":17749,"date":"2019-02-04T22:16:32","date_gmt":"2019-02-04T19:16:32","guid":{"rendered":"https:\/\/www.ibtdi.com\/?p=17749"},"modified":"2019-02-04T22:16:32","modified_gmt":"2019-02-04T19:16:32","slug":"financial-crises","status":"publish","type":"post","link":"https:\/\/www.ibtdi.com\/en\/financial-crises\/","title":{"rendered":"How to Overcome a Cash-Flow Crunch at Your Company"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/ioufinancial.com\/wp-content\/uploads\/2015\/11\/Financial-Crisis.png\" alt=\"\u00d9\u0086\u00d8\u00aa\u00d9\u008a\u00d8\u00ac\u00d8\u00a9 \u00d8\u00a8\u00d8\u00ad\u00d8\u00ab \u00d8\u00a7\u00d9\u0084\u00d8\u00b5\u00d9\u0088\u00d8\u00b1 \u00d8\u00b9\u00d9\u0086 \u00e2\u0080\u00aa financial crises\u00e2\u0080\u00ac\u00e2\u0080\u008f\" \/><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"><strong>A cash flow crisis is a serious challenge for company owners and business operators, as it can bring all <\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"><strong>of the company\u2019s activities and future projects on its agenda to a halt.<\/strong><\/span><\/p>\n<blockquote><p>&nbsp;<\/p><\/blockquote>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Although cash flow shortages are common and can affect any company, regardless of its financial position, they are not a minor problem.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"> It can have serious consequences for business owners, who need to identify the causes of the problem and address them as quickly as possible. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">especially for<a href=\"https:\/\/www.ibtdi.com\/en\/%d9%85%d8%b1%d8%a7%d8%ad%d9%84-%d8%a8%d9%86%d8%a7%d8%a1-%d8%a7%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d9%86%d8%a7%d8%b4%d8%a6%d8%a9-%d8%a7%d9%84%d9%86%d8%a7%d8%ac%d8%ad%d8%a9\/\">\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629<\/a> small and medium-sized businesses.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">There are many reasons companies fall into a cash-flow crisis. Among the most important are sales problems, which can be divided into three smaller areas: <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">The first is often the main cause: the high price of the company\u2019s products or services. The second is a lack of market acceptance for the company\u2019s products <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">or services. The third is failing to ensure that the right audience is reached or targeted for the company\u2019s products and services\u2014a responsibility that falls to <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">the marketing department.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Continuing with the main causes of cash-flow crises, we cannot overlook excessive company expenses, which ultimately reduce <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">profit margins\u2014or wipe them out entirely\u2014leading to a severe cash-flow crisis.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">The third and final root cause of the liquidity crisis is the company\u2019s inefficiency in collecting payments from its business partners. For example, if the company distributes its products <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">to retailers and other distributors and collects its profit margin after a certain period, but lacks a professional strategy and process for doing so, this will undoubtedly lead to <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">its financial collapse.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">&#8211; \u0625\u0630\u0627\u064b \u0645\u0627 \u0627\u0644\u062d\u0644 \u0644\u0644\u0642\u0636\u0627\u0621 \u0639\u0644\u0649 \u0623\u0632\u0645\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u061f<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>1- Surprise offers\u00a0<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Also known as a flash sale, this approach involves offering discounts for a limited time\u2014just a few hours\u2014using promotional channels<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"> to announce your company\u2019s offers through <a href=\"https:\/\/www.ibtdi.com\/en\/your-guide-to-producing-distinctive-visual-content\/\">Social Media<\/a> and text messages sent to mobile phones, reaching as many people as possible <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">\u0645\u0646 \u0627\u0644\u062c\u0645\u0627\u0647\u064a\u0631 .<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Although this approach may give you a small profit margin, it will help you build a broad audience and bring a welcome boost of cash into your company\u2019s coffers from <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Financial Returns.<\/span><\/p>\n<p>.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>2- \u0631\u0641\u0639 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">If you\u2019re not experiencing any issues with sales volume, the problem may be that your company\u2019s products are priced too low, leaving you with a small profit margin<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">\u2014or virtually none at all. In that case, raising prices is essential.<\/span><\/p>\n<p>.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>3- A strong, professional collections strategy<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">This means being sufficiently firm and professional to collect the money owed to you by the retailers and distributors with whom you have business relationships<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"> and commercial agreements.<\/span><\/p>\n<p>.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>4- \u0645\u0648\u0638\u0641\u064a\u0646 \u0623\u0641\u0636\u0644\u00a0<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">It is completely unacceptable for your company\u2019s financial position to deteriorate and for it to face cash-flow crises because of employees\u2019 poor and unprofessional performance within the <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">company. You can prevent this from continuing by hiring highly qualified professionals, especially for the company\u2019s key departments, such as marketing and sales, <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">as well as the accounting department.<\/span><\/p>\n<p>.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>5- Reduce expenses\u00a0<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">The company should begin cutting expenses on the very first day the business faces a cash-flow crisis. Selling or removing unnecessary vehicles and office equipment,<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\"> and downgrading your internet plan if it is not essential to your operations, are among the basic measures involved in reducing <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">Expenses and cost optimization.<\/span><\/p>\n<p>.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 28px; font-family: 'comic sans ms', sans-serif; color: #00ccff;\"><strong>6- \u0627\u0644\u062a\u0641\u0627\u0647\u0645\u0627\u062a\u00a0<\/strong><\/span><\/h2>\n<p style=\"text-align: center;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">If the company has taken on debt or obtained loans in the past, open negotiations with the bank or creditors to request some flexibility <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 20px; font-family: 'comic sans ms', sans-serif;\">and reschedule loan and interest payments. This will give you time to reorganize and ease the pressure, at least temporarily.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u0623\u0632\u0645\u0629 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0645\u0632\u0639\u062c\u0629 \u0627\u0644\u062a\u064a \u064a\u0642\u0627\u0628\u0644\u0647\u0627 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0641\u0647\u064a \u0643\u0641\u064a\u0644\u0629 \u0628\u0623\u0646 \u062a\u0648\u0642\u0641 \u062c\u0645\u064a\u0639 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0645\u0634\u0631\u0648\u0639\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0641\u064a \u0623\u062c\u0646\u062f\u0629 \u0627\u0644\u0634\u0631\u0643\u0629<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":3,"featured_media":17750,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_ibtdi_aa_focus_keyword":"","_ibtdi_aa_secondary_keywords":"","_ibtdi_aa_audience":"","_ibtdi_aa_tone":"","_ibtdi_aa_summary":"","_ibtdi_aa_reviewer_name":"","_ibtdi_aa_reviewer_bio":"","_ibtdi_aa_reviewer_url":"","_ibtdi_aa_reviewed_date":"","_ibtdi_aa_service_id":"","_ibtdi_aa_related_ids":"","_ibtdi_aa_human_reviewed":"","_ibtdi_aa_disable":"","_ibtdi_aa_disable_links":"","_ibtdi_aa_sources":"","_ibtdi_aa_update_notes":"","footnotes":""},"categories":[1],"tags":[18247,18245,18244,4258,781,18243,782,18246,1676,800],"class_list":["post-17749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1","tag-flash-sale","tag-18245","tag-18244","tag-4258","tag-781","tag-18243","tag-782","tag-18246","tag-1676","tag-800"],"_links":{"self":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/17749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/comments?post=17749"}],"version-history":[{"count":0,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/posts\/17749\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media\/17750"}],"wp:attachment":[{"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/media?parent=17749"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/categories?post=17749"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ibtdi.com\/en\/wp-json\/wp\/v2\/tags?post=17749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}